Our Financial and Investment Management Services

Brady & Associates Financial Services is a financial advisory firm offering full financial and investment management services to individuals, small business and private superannuation funds. Our clients are charged on an initial hourly basis, then an annual fee based on assets under advice. We do not generally obtain any initial investment commission, and where we do it is rebated to you.

Financial Planning

Involves the preparation of personal financial plans that provide our clients with a strategy for today and tomorrow. We believe the wealth management process is about delivering upon lifestyle goals and this is only possible once a comprehensive understanding of our client's own objectives is obtained as well as an analysis of their:

assets
cash flow
insurance
tax position
retirement needs
estate planning needs
debt management
personal and business structures

Implementation of Financial Plan

Once prepared, we can implement the plan as well as monitor all it's investments. One of our key roles is to work with clients to see the agreed goals are achieved and help action the required steps.

Investment Recommendations

We advise on a wide range of investments and structures that include: shares; debentures; superannuation and unit Trust products.

We believe investments should meet client financial goals as well as provide:

diversification
adequate cash flow
capital appreciation potential
appropriate tax sheltering

Portfolio and Planning Reviews

We conduct regular portfolio and planning reviews with our clients to see they are making progress in all the areas that are important to achieve. Acting as a financial coach we look at progress in areas such as saving, home loan reduction and super. As circumstances change and personal situations develop we also look at the best ways to address these as well as investment performance and any new requirements.

Superannuation

Where appropriate, we recommend using a self managed fund and offer services that execute the

establishment of self managed funds
administration of self managed funds
investment strategy and objectives
arranging of super pension strategies
reviewing current funds

Tax, Accounting and Auditing Services

All financial services must address taxation issues as well as require accounting services at some point. Christine Yip Taxation & Accounting Services is a registered tax agent and able to provide a wide range of taxation and accounting as well as auditing services. It is a separate but related business. Please contact (02) 9221 1555.

Advice on business structures

For some of our clients establishing a financial strategy is often closely linked to business entities. We provide comprehensive advice on business structures such as companies and trusts.

Annual client social function

Apart from one on one client reviews, we look forward to the opportunity each year to meet outside the office for our annual client function. This provides our clients with the opportunity to interact with our staff, guest speakers as well as each other.

Fees

Brady & Associates operates on a fee basis. We rebate initial investment brokerage to clients and do not charge placement fees. Full details are covered in our brochure that we send and also at our initial meeting with prospective clients.